Bank Holidays November 2026: Banks will observe weekly and regional holidays during November 15–22. Customers planning branch visits should check the applicable holiday calendar, particularly in areas observing Chhath Puja and Igas Bagwal.
New Delhi, November 15, 2026: Bank customers planning to withdraw cash, deposit cheques, visit branches or complete other financial work should check the upcoming November holiday schedule before travelling.
Several bank holidays fall during the second half of November, including routine Sunday closures and regional observances associated with local festivals.
According to the holiday information reported for the coming days, bank branches in Patna and Ranchi are scheduled to observe a holiday on Monday, November 16, for Chhath Puja. Banks in Dehradun are also reported to have a holiday on Friday, November 20, for Igas Bagwal.
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Add INDYASTORY on GoogleThese holidays do not mean that every bank branch across India will be closed on both dates.
The Reserve Bank of India (RBI) publishes bank holiday information by region, and customers should check the calendar applicable to their state or city before scheduling important banking activities.
Bank Holidays November 15–22, 2026: Date-Wise List
Here is the reported banking holiday schedule for the period.
| Date | Day | Occasion | Applicable Location |
|---|---|---|---|
| November 15 | Sunday | Weekly holiday | Across India |
| November 16 | Monday | Chhath Puja | Patna and Ranchi, as reported |
| November 20 | Friday | Igas Bagwal | Dehradun, as reported |
| November 22 | Sunday | Weekly holiday | Across India |
Important: The November 16 and November 20 regional entries should be checked against the official RBI holiday calendar before relying on them. Individual branch schedules may also be affected by applicable government notifications.
November 16 Bank Holiday: Chhath Puja Observance
Chhath Puja is an important religious festival observed particularly in Bihar, Jharkhand, eastern Uttar Pradesh and neighbouring regions.
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Add INDYASTORY on GoogleThe festival involves prayers and traditional rituals dedicated to the Sun God.
Bank holiday observances associated with Chhath Puja can vary between states and banking jurisdictions.
For Monday, November 16, 2026, the supplied holiday information identifies Patna and Ranchi as locations where bank branches are scheduled to remain closed.
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Add INDYASTORY on GoogleCustomers in these cities should consider completing branch-dependent transactions in advance or confirm the operating schedule with their bank.
Those living elsewhere should not automatically assume that their local branches will be closed.
A state-specific festival holiday does not necessarily apply to all banks across the country.
November 20 Bank Holiday: Igas Bagwal in Dehradun
Another reported regional bank holiday falls on Friday, November 20, 2026.
According to the supplied schedule, bank branches in Dehradun are expected to observe Igas Bagwal, a traditional festival celebrated in Uttarakhand.
Igas Bagwal is associated with the region’s cultural traditions and is commonly observed after the main Diwali celebrations.
The reported closure applies to the relevant banking jurisdiction rather than constituting a nationwide holiday.
Customers in Uttarakhand should consult the applicable RBI holiday schedule and their bank’s official branch information before visiting.
Are Banks Closed Across India on November 15 and 22?
Yes. November 15 and November 22, 2026, both fall on Sundays.
Banks ordinarily remain closed for regular branch operations on Sundays across India.
Most commercial bank branches also observe holidays on the second and fourth Saturdays of every month.
Other Saturdays are generally working days unless a separate holiday applies.
This means customers should distinguish between regular weekly closures and holidays declared for particular regional festivals.
Will ATMs, UPI and Online Banking Work During Bank Holidays?
Bank holidays mainly affect physical branch operations. Many digital banking services normally remain available even when branches are closed.
Customers can generally continue using facilities such as:
- UPI payments: Supported UPI transactions through banking and payment applications.
- Mobile banking: Balance enquiries, eligible transfers and other digital account services.
- Internet banking: Access to online account services and supported payment facilities.
- ATMs: Cash withdrawals and other available ATM services, subject to machine operation and cash availability.
- IMPS: Electronic fund transfers through participating banks.
- NEFT and RTGS: These payment systems generally operate round the clock, including weekends and bank holidays, subject to applicable rules and operational availability.
However, digital transactions may occasionally be affected by maintenance, network interruptions, fraud-prevention controls or individual bank restrictions.
Customers should not assume that every transaction will be completed instantly under all circumstances.
Which Banking Services Could Be Affected?
When branches are closed, customers may not be able to complete services that require in-person assistance.
These can include certain cash deposits, large cash transactions, document verification, account-related requests and other branch-dependent activities.
Cheque processing and settlement follow the applicable clearing-system arrangements and operating schedules, which may differ from physical branch opening hours.
Therefore, customers handling time-sensitive cheques should verify processing timelines with their banks rather than assuming that every clearing facility stops whenever a branch is closed.
How to Check the Official RBI Bank Holiday Calendar
The RBI publishes information about bank holidays through its official website.
Customers can check the applicable holiday schedule by following these steps:
Step 1: Visit the Reserve Bank of India’s official website at https://www.rbi.org.in/.
Step 2: Locate the bank holidays section.
Step 3: Select the relevant month and regional centre, where the calendar provides that option.
Step 4: Review the holidays applicable to the location of your bank branch.
Step 5: If necessary, confirm the branch’s operating schedule through the bank’s official customer service channels.
The holiday calendar may include different categories of closure under the Negotiable Instruments Act, as well as other banking holiday classifications.
A holiday listed for one regional centre does not necessarily mean that all branches nationwide will be closed.
How Customers Can Avoid Banking Delays
Customers with important banking work scheduled for the coming days should plan around the holidays applicable to their area.
For example, a person who needs to complete a branch-specific transaction in Patna or Ranchi may wish to check the November 16 holiday before visiting.
Similarly, customers in Dehradun should confirm whether their branch will operate on November 20.
If a transaction can be completed through internet banking or a verified mobile banking application, customers may be able to avoid an unnecessary branch visit.
For urgent financial requirements, it is sensible to arrange necessary cash or complete documentation ahead of a known closure.
Customers should also use official banking applications and websites rather than links received through unsolicited messages.
Why Bank Holidays Differ Across States
India has a wide range of religious, cultural and regional festivals.
As a result, banks observe some holidays nationwide and others only in particular states or regions.
A festival celebrated widely in one state may not be a designated bank holiday in another.
This is why the RBI’s regional holiday calendar is more useful than a single nationwide list for customers planning branch visits.
The applicable holiday status can also depend on government notifications and the specific banking establishment.
Bank Holidays November 2026: Frequently Asked Questions
1. Are banks closed on November 16, 2026?
The supplied holiday information lists a Chhath Puja bank holiday for Patna and Ranchi on November 16. Customers should verify the regional RBI calendar.
2. Is November 20 a bank holiday across India?
No nationwide bank holiday has been established by the supplied schedule for November 20. The reported Igas Bagwal closure applies to Dehradun.
3. Are banks open on Sunday, November 22?
Banks ordinarily remain closed for branch operations on Sundays, including November 22, 2026.
4. Will UPI work during bank holidays?
UPI generally operates on weekends and bank holidays, although transactions may sometimes be affected by technical or bank-specific issues.
5. Can customers withdraw cash from ATMs during bank holidays?
ATMs generally remain accessible during bank holidays, subject to cash availability and technical operation.
6. Where can customers find the official holiday list?
Customers should visit the RBI website or consult official information published by their respective banks.
Final Update
Bank customers should review the November 2026 holiday schedule before planning in-person financial transactions.
While November 15 and November 22 are regular Sunday closures, the reported Chhath Puja holiday on November 16 and Igas Bagwal holiday on November 20 apply to specific banking regions.
Most digital banking services are expected to remain available, but physical branch services may be unavailable where holidays are observed.
